As much as I'd like to be right (I also picked SD), the teams in the playoffs they'd be facing have a lot more to worry about than Denver. Don't forget, the Broncos are pretty much all out of running backs.
If the Bolts win, they'll be the fourth seed and probably play Indy. Now, I know that (and khaan will back me up on this) they've vexed the Colts in the playoffs. But Indy is red-hot and this is Dungy's last year with the team - Dungy also being a better coach than Norv.
If they win, then they'll either travel to Pittsburgh or Tennessee, neither of which of those places are particularly easy to play in, especially Pittsburgh for a warm-weather team like San Diego. Both teams have decent offenses and excellent defenses - the recipe for playoff success.
If they come out of there alive, they'll probably face the other team in the championship, or, barring that, an inspired, also defense-heavy Ravens team, or also, possibly, dare I say it... ...New England?
This isn't even factoring in the Super Bowl. Best of luck to 'em, but I don't think San Diego can get it done.
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