Quote Originally Posted by TinCow View Post
Credit cards can also be used responsibly. I have never carried a balance on my credit cards, but I use them for almost all of my purchases. I just don't buy anything I cannot afford at that exact moment and I pay off my balance in full every month. Doing that, a credit card actually saves me money because I get cash back on all my credit card puchases, so all my purchases are cheaper than they would be if I paid with cash, check, or debit card.
Here, here!

I don't like the idea that credit card use is necessarily unhealthy. I've used a credit card for the majority of my financial interactions for the last decade. I have yet to pay a penny in interest. You can't beat the convenience, security, and breadth of acceptance of a credit card.

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