Thing is: "I will simply skip the health insurance and just pay the fine, it's cheaper"

In minds of Republicans: "Lol, eat that obamacare, nothing to pay here"

In reality means: "Honey.. there is no inheritance for you and the kids, I just spent it all on treatment and we ran out, I am saddling you with debt.. perhaps the fine is not cheaper after all.. *cough cough* if we just spent that little bit more, I would have the treatment or at the very least, leave some money for you all"