I did that once with the seleucids. Spent every last denarii sailing my entire faction over to ireland. By time i got there, i was 100,000 in the red. I died after 5 more turns. But i do agree, it adds a fun spin to an otherwise repetitive game. Because once you get there, you have to catch as many settlements as possible to get your money back, while only using the same army. Because after all, if you're in debt, you can't retrain the troops.
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