Nah, i always been offered a knightly order guild house before any crusade starts.

BUT i've noticed a thing... if you complete a crusade in holy lands (or conquer one of those territories), you can get higher lvl guild. Exemple... with scots, i only had a guild in York (lets say for about 100 turns) ... as soon as i conquered Gaza and Jerusalem i've been offered to upgrade to lvl 2 the York one, and to place another guild house at Gaza

If i remember correctly the same happened with the sicilians... i received first guild house in early game in Tunisis but others just came when i conquered Acri, Gaza and Jerusalem