Gendarmes vs. Templars: a statistical analysis

[alpaca]

Difficulaty levels mainly influence morale.

I.e. if you do a custom battle with 2 peasants, under medium, before they even reach you their morale is down to steady.
At hard, it goes down to steady when they engage and under VH they'll fight as tough as you do, i.e. equal morale.

Are you sure that the AI has a worse morale than you, that is did you test it properly?

[FactionHeir]

Try it in a custom battle.
1 peasant each, only modify difficulty level and watch as they approach each other walking. The AI's units will have much worse morale than yours.