Morale does make a difference to all units, but it is hidden on the unit cards in game so unless you look at the wonderful cards that have been done for EB you won't know what it is.
I've asked the question about the morale bonus for certain temples and the consesus seemed to be it doesn't work or if it does it only applies to units in that province i.e. a wonderous temple of Mars in Rome will only give the bonus to units when in the province of Rome. Now I may be wrong but I believe the only way it can be checked would be to find the morale for all the individual units involved a Herculean task no one has attempted.
Buildings that convey an experience bonus work and can be seen on the extra chevrons those units have when raised or re-trained.
Of course there are traits associated with Temples and FM's as well, so if you have Temples of War etc your FM's seem more likely to pick up military traits and ancillaries. I think the whole area has developed a wonderful life of it's own and even senior members aren't 100% sure what you will get from a temple or combination of buildings, two supposedly identical FM's in a settlement will develop totally different personalities!!! Kinda scary yet brilliant.
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