US "Mid-term" Elections 2018

[Viking]

Of course that is not correct since Germany has several public insurance companies that are not directly run by the government.
They're technically (partially) government entities, but work independently, similar to a self-governing province one could say. If the government were the insurance company, there would be only one, but we have quite a few of them: https://www.krankenkassen.de/gesetzl...nkassen-liste/

So, very broadly speaking, you currently have the same health care system in Germany as the US has, aka Obamacare.

If you actually pay for your health care directly through bills (or can see the amount deducted from the salary for this purpose), it should be even more obvious that it is not free; and that over a lifetime, it should amount to quite a sum. A sum that you could use to pay for the treatment of a disease that the public health care system is unwilling to cash out for, either because the treatment is too expensive or experimental. Different health care systems have different benefits and drawbacks, and you can expect that some individuals will fall through the cracks with any system.

In other words, health care "free at point of access" - if you actually get access to it, which in practice is not always.