Noted, but what do tax filing procedures have to do with the lessons of the world wars? The wars drove up tax rates and I'm sure led to innovations in administration, but what's the specific connection you're making?
For reference, see Sanders' overall housing reform plan and a think-tank paper that influenced the public credit registry idea.
The narrative as I know it is:
1. Financial and real estate speculation destroyed the economy in 2007-9.
2. Besides losing homes many people suffered unduly in their credit ratings.
3. Businesses and speculators who treat real estate as an appreciating asset have contributed to rising property prices and rents.
4. Credit score tests for rent have become more stringent, placing greater burdens and restrictions on middle-class renters and below.
5. Credit scores are often inaccurate anyway.
6. All of the above are subject to and perpetuate racial and other forms of discrimination, where people of color are more likely to be targeted for predatory lending in the first place (thus harming their scores among other things), categorized as high-risk or not have a credit history at all - further noting that all the above, including the 2008 recession and contributing factors, devastated middle-class black and Hispanic families in particular.
7. The current system of credit checks is deeply unfair to tens of millions of people who need access to credit to live.
As for why a transparent and accurate government registry of credit scores shouldn't be relied upon in residential leasing (including after medical debt is excluded from the algorithm as Sanders proposes), I'm not sure. I would assume to preclude any resurgence of the long-standing disadvantages referenced.
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