There is absolutely a valid reason. It's a benefit provided by the state to help encourage people to sign up for the armed forces. It's essential for a nation to have armed forces, therefore it's essential for the nation to compensate their military well enough to maintain adequate numbers, it's really as simple as that.
The demand for anything is infinite when price is removed as a consideration. As it stands, our health "insurance" makes about as much sense as grocery insurance. Why not let people buy grocery insurance- or better yet, have it provided by their employer. You can go to the grocery store as often as you want and you'll pay the same premium for your insurance no matter what. What do you think would happen to the price of groceries?Originally Posted by Lemur
What I think we need to do is 1) divorce health insurance from employment. It should be something you can choose based on your personal needs/preferences and it should be something you can continue to purchase regardless of who your employer is- or even if you're employed at all. 2) I think insurance should actually be insurance- against catastrophic events. If I get the sniffles, I should be able to pay out of pocket for a doctor's visit and antibiotics. If I'm in a car wreck and severely injured, insurance should kick in. We could probably engineer some kind of tax credit the goes into something like a health savings account that people could use on non-insurance type expenses. Each year, anything that you haven't spent you can pocket. Give people some real incentives to keep healthcare costs down.
Do most people even know what a doctor's visit costs? I'm sure people know what their copay is, but do they know or even care what the total cost is?
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