The U.S. Health Care Debate

[Lemur]

It could vary from state to state, but I only know of one way that could happen. If your plan is part of a network and you went outside the network to get your treatment.

You're assuming I'm on an HMO, which I am not; it's a PPO, and they change what is in and out of network on an arbitrary and daily basis.

Also, you clearly don't understand how they figure the deductible. I don't hit my limit until I have spent X dollars, but they figure X by what they think procedures ought to cost, not by what they actually do. So you could very easily need to be $10,000 out of pocket before you hit their $2,000 deductible limit. It's a total scam.

Life cannot be "legislated" into fairness. Attempting to do so is well-intentioned utopianism.

Given how many real-world examples there are of national health systems that work adequately, I don't think you need to be a starry-eyed idealist to say that those systems deserve serious consideration. Empiricism, to my way of thinking, is the opposite of utopianism.