UK Budget- The Axe Falls

**Beskar** · 06-26-2010, 03:38

Originally Posted by Philipvs Vallindervs Calicvla

He should move, there are plenty of jobs about for those with the sheer bloody-mindedness to get them.

How would they move? They have no money due to be debt due to University, they have no way to pay for rent, food or anything in order to make this move. Even then, most jobs do not even pay in advance, unless they are specialised, so they would have to some how try to survive for at least a month on absolutely nothing.

There is no practical way.

I am in a job, so I am happy as larry. Not everyone else is so lucky.

**Philippus Flavius Homovallumus** · 06-26-2010, 21:36

Originally Posted by Beskar

How would they move? They have no money due to be debt due to University, they have no way to pay for rent, food or anything in order to make this move. Even then, most jobs do not even pay in advance, unless they are specialised, so they would have to some how try to survive for at least a month on absolutely nothing.

There is no practical way.

I am in a job, so I am happy as larry. Not everyone else is so lucky.

Well, getting a job is hard, but when you're somewhere where people use your degree as an excuse to turn you down you're totally screwed. So you have to move to find a job, because a job will never come to you.

In your friend's case he has to scrounge/beg/borrow (not steal) £750-1,000 in order to set himself up once he has a job, and he needs train fares to commute to where the jobs are in the interim, so perhaps £1500 over all. In my case I had a little money left over after my second degree, and my parents helped.

Your student depts don't exist from a budgeting point of view until you are working any way, so you ignore them.

In my case I was lucky and well qualified, but no one down here is refused a job for having a degree, so your friend is clearly in the wrong place.

**Beskar** · 06-26-2010, 21:45

Originally Posted by Philipvs Vallindervs Calicvla

In my case I was lucky and well qualified, but no one down here is refused a job for having a degree, so your friend is clearly in the wrong place.

There are the normal bank debts, since the Student loan doesn't even cover accomendation + Food bills, etc. I was working part-time, so I was able to get through without going into other debt, but other people did. I remember them doing so during my first year and thinking "What the heck?"

**rory_20_uk** · 06-26-2010, 23:32

Doing a degree used not to be required by all. Now since they've become so devalued, it's almost obligatory - else one runs the risk of being the only candidate without one even if it's of limited value and caused a large amount of debt. Of course, being erudite enough to explain this to potential employers would certainly help.

So, you worked and others didn't. Students are over 18 - i.e. adults, responsible for their own lives and decisions. They can marry, vote and are doing a degree. I'd hope that they'd also be able to keep a budget or is this too advanced for degree level?

**Philippus Flavius Homovallumus** · 06-27-2010, 01:02

Originally Posted by Beskar

There are the normal bank debts, since the Student loan doesn't even cover accomendation + Food bills, etc. I was working part-time, so I was able to get through without going into other debt, but other people did. I remember them doing so during my first year and thinking "What the heck?"

Work more drink less, people who go heinously overdrawn get no sympathy from me, as someone who did an MA entirely off his own back, and is saving to start a PhD.

Life is hard, but letting yourself get into dept in the first place just makes it harder.

**Beskar** · 06-27-2010, 16:04

Originally Posted by Philipvs Vallindervs Calicvla

Work more drink less, people who go heinously overdrawn get no sympathy from me, as someone who did an MA entirely off his own back, and is saving to start a PhD.

Life is hard, but letting yourself get into dept in the first place just makes it harder.

Did the same myself. My poor bank account.

**Slyspy** · 06-27-2010, 17:04

Of course not all unis and areas are equal. There will not be enough seasonal jobs available to our bloated uni population. However, I fear this may be a tangent from the purpose of this thread.

**Furunculus** · 06-27-2010, 17:05

took me three years to pay off my MSc.

**Philippus Flavius Homovallumus** · 06-28-2010, 01:34

Originally Posted by Furunculus

took me three years to pay off my MSc.

I was fortunate enough just to make myself poor doing my MA, but I can't even find a way to get into dept for my PhD. There is litterally no facility to offset the cost, even of fees, while you are studying, and all this while undergraduates urinate their grants and loans up walls every day of the week!

I'm really quite frustrated over that.

On topic, reform of the university system not only needs to prevent it haemoraging money, it also needs to account for the spirralling cost of PG degrees.