Social Security to start cashing Uncle Sam's IOUs

[a completely inoffensive name]

They could throw darts at a menu of plan options and any one of them would payout better than Social Security is going to.

The absurdity of this statement puts your entire reasoning skills and your argument into question. Please dont become a financial planner and tell people that throwing their money randomly into a free market plan with no prep or research is smarter then trusting the government.

Remind me again why we're giving a pay out to people simply becuase there hearts are still beating?

I don't know, "life, liberty and the pursuit of happiness" wasn't put in the Constitution, so it's not really something we have to follow.