1: I believe the don't actually get the bonus.
2: The lances aren't useless in melee, and reasons why.
-Ingame, they are armour-piercing and have a high lethality rate, good in a cataphract fight
-Historically, the two-handed grip was preferred over the couch during this period because, with the lack of the stirrup, the impact was equal (even though the two-handed grip was much harder) and the two-handed grip allowed use in melee.
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