They don't, tho. The 'smokers should pay' garbage is just a guilt trip. If you get lung cancer and die of it, you'll spend 6 months in a hospital dieing on pain meds around age 70. If you live to 98 with full blown Alzheimer's you'll need round the clock care, often costing as much as 7-8k a month until you finally pass. Plus, you paid more into the healthcare kitty with all your sin tax contributions from buying your cigarettes (I know you get your's from the Ukraine, but you get the idea).
Whether it's more expensive or not, it shouldn't matter. Should homosexual men pay more for insurance since their lifestyle puts them at higher risk for disease? Should blacks pay more for their higher incident rates for heart conditions? How about the obese? You eat more than two cheeseburgers a week and you better pay, fatty. What about scuba divers and their burden on emergency care?
Make it honestly universal or don't bother at all, sez I.
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