Not really, you can have both safes next to each other in your bedroom and wear the keys around your neck. It just stops you from keeping a loaded weapon within reach of children, or stops an idiot child picking up and loading Daddy's gun.
Those are pretty much the requirements militaries place on their soldiers. It's called TOET, Testing of Elementary Training. If you don't check the safety catch before picking the weapon up. This isn't a "massive restriction", it merely weeds out those who don't really want a gun or aren't safe with one. Surely it's better in your eyes than blanket bans for certain types of weapons.
In principle, no one should handle a weapon they are not certified on. To go back to your car comparison, you don't let someone drive without a license, do you?
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