Here is the diamond I'm probably going to settle on, in a white gold setting with 4 tiered baguette side stones with similar color and clarity (tcw 3/8). The Carat, Table, Color and Clarity, Girdle, Culet and Flourescence are exactly what I was looking for.
Although the "very good" polish and symetry grades would probably only get a "good-very good" GIA rating, the determination that it is "premium cut" is helpful. The natural diamond type is IaAB, which I don't really care about because I'm not buying for investment and it can't be determined under any loop I've ever seen.
I know that the depth is just a bit too deep and that the cert is EGL, but I'm willing to make the compromise in the name of price. I was originally looking at GIA H color VS-2 stones and they were about $300-$400 more, so I will probably get a very similar stone.
Total price with setting I'm looking at is $5569, maybe the company I'm looking at will cut me a $100 break. Determining whether I should insure it as scheduled property on its own with State Farm for around $75 per year or Allstate (where I work) as scheduled property on a renters policy for a total of $169 per year (including coverage for my other stuff and liability) which would come with a multi-policy discount of 4% for my auto which would save me about $40 per year.
I think I'm just about over the finish line. I'll let everybody know when the thing is in my hands, my bank account closes and sweat starts pouring down my forehead.
Certificate: EGL
Shape: Round
Cut: Premium
Carat: 1.03
Color: G
Clarity: VS1
Measurements: 6.49-6.45-4
Depth Percentage: 61.8 %
Table Percentage: 59 %
Girdle: M
Culet: None (Pointed)
Polish: Very Good
Symmetry: Very Good
Fluorescence: None (Inert)
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